CDL Insurance

Minnesota law requires auto insurance for both personal and commercial uses. Commercial insurance is an important tool for ensuring that your business runs smoothly. Commercial policies have higher liability limits than personal ones, and you should keep in mind several factors that affect the rate you pay. Safety devices like GPS or an anti-theft system can help reduce your premiums. Geographic location will affect your premiums, especially if your business is located in an area prone to natural disasters, high traffic levels or a high risk of theft. If your business stores vehicles in an indoor garage or locked parking lot that can lower your premiums. Also, selecting a higher deductible will lower premiums.